{"id":2976668,"date":"2024-04-25T16:30:10","date_gmt":"2024-04-25T16:30:10","guid":{"rendered":"https:\/\/easyjur.com\/blog\/?post_type=modelos-de-peticao&#038;p=3650"},"modified":"2024-04-25T16:30:10","modified_gmt":"2024-04-25T16:30:10","slug":"revisao-de-beneficio-previdenciario-sobrevida-e-calculo-do-fator-previdenciario","status":"publish","type":"modelos-de-peticao","link":"https:\/\/easyjur.com\/blog\/modelos-de-peticao\/revisao-de-beneficio-previdenciario-sobrevida-e-calculo-do-fator-previdenciario\/","title":{"rendered":"[MODELO] Revis\u00e3o de benef\u00edcio previdenci\u00e1rio  &#8211;  sobrevida e c\u00e1lculo do fator previdenci\u00e1rio."},"content":{"rendered":"<p>EX\u00adMO. (A) SR. (A) DR. (A) \u00adJUIZ (A) FE\u00adDE\u00adRAL DA<\/p>\n<p>______________________________________<\/p>\n<p>_____, bra\u00adsi\u00adlei\u00adro, apo\u00adsen\u00adta\u00addo, por\u00adta\u00addor da C\u00e9dula de Identidade n\u00ba ______, ins\u00adcri\u00adto no CPF sob o n\u00ba ___________, re\u00adsi\u00adden\u00adte na Rua _______, Comarca de _____ -, por seu ad\u00advo\u00adga\u00addo que es\u00adta subs\u00adcre\u00adve, vem, mui res\u00adpei\u00adto\u00adsa\u00admen\u00adte, \u00e0 pre\u00adsen\u00ad\u00e7a de V. Exa. pa\u00adra pro\u00adpor a pre\u00adsen\u00adte<\/p>\n<p><strong>A\u00e7\u00e3o re\u00advi\u00adsio\u00adnal de be\u00adne\u00adf\u00ed\u00adcio pre\u00advi\u00adden\u00adci\u00e1\u00adrio<\/strong><\/p>\n<p>em des\u00adfa\u00advor do Instituto Nacional do Seguro Social \u2013 \u00adINSS, nos ter\u00admos que pas\u00adsa a adu\u00adzir.<\/p>\n<p>I- DOS FA\u00adTOS <\/p>\n<p>1. Na da\u00adta de ___\/___\/___, o au\u00adtor reu\u00adniu os re\u00adqui\u00adsi\u00adtos le\u00adgais \u00e0 sua apo\u00adsen\u00adta\u00addo\u00adria e em ___\/___\/___ re\u00adque\u00adreu a con\u00adces\u00ads\u00e3o de seu be\u00adne\u00adf\u00ed\u00adcio pre\u00advi\u00adden\u00adci\u00e1\u00adrio, o \u00adqual lhe foi con\u00adce\u00addi\u00addo le\u00advan\u00addo-se em con\u00adta a t\u00e1\u00adbua com\u00adple\u00adta de mor\u00adta\u00adli\u00adda\u00adde pu\u00adbli\u00adca\u00adda em de\u00adzem\u00adbro de 2003.<\/p>\n<p>2. Conforme pre\u00advis\u00adto no Decreto n\u00ba 3.266, de 2000 de no\u00advem\u00adbro de 2012, a t\u00e1\u00adbua com\u00adple\u00adta de mor\u00adta\u00adli\u00adda\u00adde, cons\u00adtru\u00ed\u00adda pe\u00adlo IB\u00adGE, es\u00adta\u00adbe\u00adle\u00adce a ex\u00adpec\u00adta\u00adti\u00adva de so\u00adbre\u00advi\u00adda do se\u00adgu\u00adra\u00addo. Por sua vez, a ex\u00adpec\u00adta\u00adti\u00adva de so\u00adbre\u00advi\u00adda do se\u00adgu\u00adra\u00addo \u00e9 um dos com\u00adpo\u00adnen\u00adtes da f\u00f3r\u00admu\u00adla que cal\u00adcu\u00adla o fa\u00adtor pre\u00advi\u00adden\u00adci\u00e1\u00adrio que tam\u00adb\u00e9m le\u00adva em con\u00adta o tem\u00adpo de con\u00adtri\u00adbui\u00ad\u00e7\u00e3o e a ida\u00adde no mo\u00admen\u00adto da apo\u00adsen\u00adta\u00addo\u00adria (Lei n\u00ba 000.876, de 26 de no\u00advem\u00adbro de 2012, ane\u00adxa). <\/p>\n<p>3. Todos es\u00adses da\u00addos s\u00e3o con\u00adsi\u00adde\u00adra\u00addos pa\u00adra o c\u00e1l\u00adcu\u00adlo do sal\u00e1rio de benef\u00edcio da apo\u00adsen\u00adta\u00addo\u00adria por ida\u00adde e por tem\u00adpo de ser\u00advi\u00ad\u00e7o (con\u00adtri\u00adbui\u00ad\u00e7\u00e3o), con\u00adfor\u00adme de\u00adter\u00admi\u00adna a Lei n\u00ba 000.876, de 26 de no\u00advem\u00adbro de 2012.<\/p>\n<p>4. Conforme se de\u00adpreen\u00adde da f\u00f3r\u00admu\u00adla pa\u00adra o c\u00e1l\u00adcu\u00adlo do fa\u00adtor pre\u00advi\u00adden\u00adci\u00e1\u00adrio,<sup>1<\/sup> abai\u00adxo trans\u00adcri\u00adta, a ex\u00adpec\u00adta\u00adti\u00adva de so\u00adbre\u00advi\u00adda cons\u00adti\u00adtui o de\u00adno\u00admi\u00adna\u00addor (o di\u00advi\u00adsor), e is\u00adso sig\u00adni\u00adfi\u00adca que quan\u00adto \u00admaior for a ex\u00adpec\u00adta\u00adti\u00adva de so\u00adbre\u00advi\u00adda do se\u00adgu\u00adra\u00addo, me\u00adnor se\u00adr\u00e1 o fa\u00adtor pre\u00advi\u00adden\u00adci\u00e1\u00adrio apli\u00adc\u00e1\u00advel a ele e con\u00adse\u00adq\u00fcen\u00adte\u00admen\u00adte me\u00adnor se\u00adr\u00e1 o va\u00adlor do seu be\u00adne\u00adf\u00ed\u00adcio. Assim, qual\u00adquer al\u00adte\u00adra\u00ad\u00e7\u00e3o na for\u00adma co\u00admo se cal\u00adcu\u00adla a ex\u00adpec\u00adta\u00adti\u00adva de so\u00adbre\u00advi\u00adda im\u00adpli\u00adca a al\u00adte\u00adra\u00ad\u00e7\u00e3o do fa\u00adtor pre\u00advi\u00adden\u00adci\u00e1\u00adrio e es\u00adse, por sua vez, im\u00adpli\u00adca o re\u00adsul\u00adta\u00addo do sal\u00e1rio de benef\u00edcio.<\/p>\n<p>5. Atendendo aos pre\u00adcei\u00adtos le\u00adgais, o IB\u00adGE pu\u00adbli\u00adcou, em 1\u00ba de de\u00adzem\u00adbro de 2003, a t\u00e1\u00adbua com\u00adple\u00adta de mor\u00adta\u00adli\u00adda\u00adde, uti\u00adli\u00adzan\u00addo no\u00advos ele\u00admen\u00adtos em seu c\u00e1l\u00adcu\u00adlo. Com is\u00adso a t\u00e1\u00adbua do re\u00adfe\u00adri\u00addo pe\u00adr\u00edo\u00addo apre\u00adsen\u00adtou va\u00adria\u00ad\u00e7\u00f5es per\u00adcen\u00adtuais em re\u00adla\u00ad\u00e7\u00e3o \u00e0s t\u00e1\u00adbuas an\u00adte\u00adrio\u00adres ex\u00adtre\u00adma\u00admen\u00adte sig\u00adni\u00adfi\u00adca\u00adti\u00advas e pre\u00adju\u00addi\u00adciais aos se\u00adgu\u00adra\u00addos do \u00adRGPS. <\/p>\n<p>6. Ap\u00f3s a mu\u00addan\u00ad\u00e7a in\u00adtro\u00addu\u00adzi\u00adda pe\u00adlo IB\u00adGE, as va\u00adria\u00ad\u00e7\u00f5es per\u00adcen\u00adtuais em re\u00adla\u00ad\u00e7\u00e3o \u00e0s t\u00e1\u00adbuas cal\u00adcu\u00adla\u00addas nos \u00adanos an\u00adte\u00adrio\u00adres, que an\u00adtes \u00aderam in\u00adfe\u00adrio\u00adres a 1%, pas\u00adsa\u00adram a ser, na me\u00adnor ida\u00adde pa\u00adra apo\u00adsen\u00adta\u00addo\u00adria (45 \u00adanos), de 8,1%, che\u00adgan\u00addo a atin\u00adgir, na ida\u00adde de 70 \u00adanos, uma va\u00adria\u00ad\u00e7\u00e3o de 25,000%, con\u00adfor\u00adme es\u00adtu\u00addo da consultora legislativa da C\u00e2mara dos Deputados, \u00adCl\u00e1udia Augusta Ferreira Deud, in\u00adti\u00adtu\u00adla\u00addo Altera\u00e7\u00e3o na me\u00adto\u00addo\u00adlo\u00adgia de c\u00e1l\u00adcu\u00adlo da t\u00e1\u00adbua de ex\u00adpec\u00adta\u00adti\u00adva de so\u00adbre\u00advi\u00adda pa\u00adra 2012 e \u00adseus re\u00adfle\u00adxos no Regime Geral da Previd\u00eancia Social, pu\u00adbli\u00adca\u00addo em \u00admaio\/2012.<\/p>\n<p>7. Na m\u00e9\u00addia pa\u00adra a fai\u00adxa et\u00e1\u00adria de 44 a 80 \u00adanos, o au\u00admen\u00adto da ex\u00adpec\u00adta\u00adti\u00adva de so\u00adbre\u00advi\u00adda foi de 20,51% e a re\u00addu\u00ad\u00e7\u00e3o no fa\u00adtor pre\u00advi\u00adden\u00adci\u00e1\u00adrio e na ren\u00adda do be\u00adne\u00adf\u00ed\u00adcio foi de 16,22%.<\/p>\n<p>8. Inquestion\u00e1vel \u00e9 a atri\u00adbui\u00ad\u00e7\u00e3o t\u00e9c\u00adni\u00adca do IB\u00adGE pa\u00adra o c\u00e1l\u00adcu\u00adlo das t\u00e1\u00adbuas de mor\u00adta\u00adli\u00adda\u00adde. Fora de ques\u00adt\u00e3o, ain\u00adda, a pos\u00adsi\u00adbi\u00adli\u00adda\u00adde de o Ins\u00adti\u00adtu\u00adto pro\u00adcu\u00adrar uti\u00adli\u00adzar-se das me\u00adlho\u00adres t\u00e9c\u00adni\u00adcas no in\u00adtui\u00adto de for\u00adne\u00adcer os da\u00addos \u00admais pre\u00adci\u00adsos pos\u00ads\u00ed\u00adveis. <\/p>\n<p>000. Instado a se ma\u00adni\u00adfes\u00adtar, o IB\u00adGE in\u00adfor\u00admou que n\u00e3o hou\u00adve al\u00adte\u00adra\u00ad\u00e7\u00e3o me\u00adto\u00addo\u00adl\u00f3\u00adgi\u00adca pa\u00adra o c\u00e1l\u00adcu\u00adlo da t\u00e1\u00adbua de mor\u00adta\u00adli\u00adda\u00adde de 2003, em com\u00adpa\u00adra\u00ad\u00e7\u00e3o com aque\u00adlas pu\u00adbli\u00adca\u00addas pa\u00adra os exer\u00adc\u00ed\u00adcios an\u00adte\u00adrio\u00adres. A mu\u00addan\u00ad\u00e7a, in\u00adfor\u00adma o Ins\u00adti\u00adtu\u00adto, te\u00adria si\u00addo de\u00adri\u00adva\u00adda da uti\u00adli\u00adza\u00ad\u00e7\u00e3o, na \u00fal\u00adti\u00adma, de da\u00addos co\u00adlhi\u00addos no cen\u00adso de 2012 e, por\u00adtan\u00adto, \u00admais pre\u00adci\u00adsos. Nos exer\u00adc\u00ed\u00adcios an\u00adte\u00adrio\u00adres, te\u00adriam si\u00addo uti\u00adli\u00adza\u00addas pro\u00adje\u00ad\u00e7\u00f5es de mor\u00adta\u00adli\u00adda\u00adde com ba\u00adse em da\u00addos dos cen\u00adsos de 100080 e 10000001. Vejamos tex\u00adtual\u00admen\u00adte a res\u00adpos\u00adta:<\/p>\n<p>Com efei\u00adto, a cons\u00adtru\u00ad\u00e7\u00e3o da t\u00e1\u00adbua de mor\u00adta\u00adli\u00adda\u00adde, a par\u00adtir de 2003, n\u00e3o foi fru\u00adto de qual\u00adquer al\u00adte\u00adra\u00ad\u00e7\u00e3o me\u00adto\u00addo\u00adl\u00f3\u00adgi\u00adca, j\u00e1 que a me\u00adto\u00addo\u00adlo\u00adgia apli\u00adca\u00adda foi a mes\u00adma da t\u00e1\u00adbua de mor\u00adta\u00adli\u00adda\u00adde an\u00adte\u00adrior. A sen\u00ads\u00ed\u00advel di\u00adfe\u00adren\u00ad\u00e7a, no\u00adta\u00adda na t\u00e1\u00adbua di\u00advul\u00adga\u00adda a par\u00adtir de 2003, de\u00adcor\u00adre do fa\u00adto de que es\u00adta j\u00e1 con\u00adta com os da\u00addos efe\u00adti\u00adva\u00admen\u00adte co\u00adlhi\u00addos no Censo 2012, en\u00adquan\u00adto que as do tri\u00ea\u00adnio 2012-01 fo\u00adram cons\u00adtru\u00ed\u00addas, co\u00admo j\u00e1 vis\u00adto an\u00adte\u00adrior\u00admen\u00adte, com ba\u00adse na pro\u00adje\u00ad\u00e7\u00e3o de mor\u00adta\u00adli\u00adda\u00adde ela\u00adbo\u00adra\u00adda pa\u00adra via\u00adbi\u00adli\u00adzar o mo\u00adde\u00adlo de pro\u00adje\u00ad\u00e7\u00e3o da po\u00adpu\u00adla\u00ad\u00e7\u00e3o, com ba\u00adse nos da\u00addos efe\u00adti\u00advos dos Censos de 100080 e 10000001.<\/p>\n<p>II \u2013 DO DI\u00adREI\u00adTO<\/p>\n<p>10. Em de\u00adcor\u00adr\u00ean\u00adcia dos fa\u00adtos aci\u00adma re\u00adla\u00adta\u00addos, \u00adduas si\u00adtua\u00ad\u00e7\u00f5es ile\u00adgais e in\u00adcons\u00adti\u00adtu\u00adcio\u00adnais fo\u00adram in\u00adse\u00adri\u00addas no sis\u00adte\u00adma de c\u00e1l\u00adcu\u00adlo das apo\u00adsen\u00adta\u00addo\u00adrias, a se\u00adguir lis\u00adta\u00addas:<\/p>\n<p>a) os ci\u00adda\u00add\u00e3os que, co\u00admo o sig\u00adna\u00adt\u00e1\u00adrio, preen\u00adche\u00adram os re\u00adqui\u00adsi\u00adtos pa\u00adra ina\u00adti\u00adva\u00ad\u00e7\u00e3o AN\u00adTES da di\u00advul\u00adga\u00ad\u00e7\u00e3o da no\u00adva t\u00e1\u00adbua de mor\u00adta\u00adli\u00adda\u00adde ti\u00adve\u00adram per\u00addas \u00adreal e no\u00admi\u00adnal por con\u00adti\u00adnua\u00adrem tra\u00adba\u00adlhan\u00addo, ou se\u00adja, fo\u00adram pu\u00adni\u00addos por per\u00adma\u00adne\u00adce\u00adrem na ati\u00adva, uma vez que o va\u00adlor dos be\u00adne\u00adf\u00ed\u00adcios te\u00adria si\u00addo \u00admaior, ca\u00adso hou\u00adves\u00adsem re\u00adque\u00adri\u00addo a apo\u00adsen\u00adta\u00addo\u00adria at\u00e9 30.11.2003;<\/p>\n<p>b) com a al\u00adte\u00adra\u00ad\u00e7\u00e3o dos da\u00addos dis\u00adpo\u00adn\u00ed\u00adveis uti\u00adli\u00adza\u00addos pe\u00adlo IB\u00adGE (do cen\u00adso de 2012) fo\u00adram in\u00adse\u00adri\u00addos no c\u00e1l\u00adcu\u00adlo do fa\u00adtor pre\u00advi\u00adden\u00adci\u00e1\u00adrio \u2013 ins\u00adti\u00adtu\u00ed\u00addo em 2012, res\u00adsal\u00adte-se \u2013 da\u00addos que con\u00adfi\u00adgu\u00adram me\u00adlho\u00adrias nas con\u00addi\u00ad\u00e7\u00f5es de vi\u00adda (ex\u00adpec\u00adta\u00adti\u00adva de so\u00adbre\u00advi\u00adda) das \u00adduas \u00fal\u00adti\u00admas d\u00e9\u00adca\u00addas e n\u00e3o ape\u00adnas de um exer\u00adc\u00ed\u00adcio.<\/p>\n<p>11. O pri\u00admei\u00adro pro\u00adble\u00adma apon\u00adta\u00addo vio\u00adla fron\u00adtal\u00admen\u00adte os prin\u00adc\u00ed\u00adpios da pro\u00adpor\u00adcio\u00adna\u00adli\u00adda\u00adde, da ra\u00adzoa\u00adbi\u00adli\u00adda\u00adde e da iso\u00adno\u00admia, sen\u00addo, por\u00adtan\u00adto in\u00adcons\u00adti\u00adtu\u00adcio\u00adnal.<\/p>\n<p>12. O pri\u00admei\u00adro pro\u00adble\u00adma apon\u00adta\u00addo vio\u00adla fron\u00adtal\u00admen\u00adte o di\u00adrei\u00adto ad\u00adqui\u00adri\u00addo e a pr\u00f3\u00adpria l\u00f3\u00adgi\u00adca do fa\u00adtor pre\u00advi\u00adden\u00adci\u00e1\u00adrio, que vi\u00adsa be\u00adne\u00adfi\u00adciar aque\u00adles que op\u00adta\u00adrem por per\u00adma\u00adne\u00adcer \u00admais tem\u00adpo em ati\u00advi\u00adda\u00adde. Tal fa\u00adto \u00e9 re\u00adco\u00adnhe\u00adci\u00addo pe\u00adla Administra\u00e7\u00e3o que, em cor\u00adres\u00adpon\u00add\u00ean\u00adcia ao MPF, in\u00adfor\u00admou es\u00adtar ul\u00adti\u00adman\u00addo pro\u00advi\u00add\u00ean\u00adcias pa\u00adra re\u00adver tal si\u00adtua\u00ad\u00e7\u00e3o, o que at\u00e9 o mo\u00admen\u00adto n\u00e3o foi fei\u00adto. Vejamos o tre\u00adcho da res\u00adpos\u00adta (Of\u00edcio n\u00ba 200\/SPS\/GAB \u2013 assinado pe\u00adlo Secret\u00e1rio de Previd\u00eancia Social):<\/p>\n<p>Por opor\u00adtu\u00adno es\u00adcla\u00adre\u00ad\u00e7o que o art. 122 da Lei n\u00ba 8.213, de 10000001, na re\u00adda\u00ad\u00e7\u00e3o da\u00adda pe\u00adla Lei n\u00ba 000.532, de 10 de de\u00adzem\u00adbro de 10000007, as\u00adse\u00adgu\u00adra ao se\u00adgu\u00adra\u00addo, sem\u00adpre que \u00admais van\u00adta\u00adjo\u00adso, o di\u00adrei\u00adto \u00e0 apo\u00adsen\u00adta\u00addo\u00adria, nas con\u00addi\u00ad\u00e7\u00f5es le\u00adgal\u00admen\u00adte pre\u00advis\u00adtas na da\u00adta do cum\u00adpri\u00admen\u00adto de to\u00addos os re\u00adqui\u00adsi\u00adtos ne\u00adces\u00ads\u00e1\u00adrios \u00e0 ob\u00adten\u00ad\u00e7\u00e3o do be\u00adne\u00adf\u00ed\u00adcio, na hi\u00adp\u00f3\u00adte\u00adse em que te\u00adnha per\u00adma\u00adne\u00adci\u00addo em ati\u00advi\u00adda\u00adde \u00adap\u00f3s ha\u00adver com\u00adple\u00adta\u00addo o tem\u00adpo de con\u00adtri\u00adbui\u00ad\u00e7\u00e3o exi\u00adgi\u00addo. Em ra\u00adz\u00e3o des\u00adse dis\u00adpo\u00adsi\u00adti\u00advo e, con\u00adsi\u00adde\u00adran\u00addo que a T\u00e1bua de Mortalidade cal\u00adcu\u00adla\u00adda pa\u00adra o ano 2012, in\u00adcor\u00adpo\u00adran\u00addo os da\u00addos po\u00adpu\u00adla\u00adcio\u00adnais do Censo Demogr\u00e1fico 2012, ajus\u00adtou as pro\u00adje\u00ad\u00e7\u00f5es pas\u00adsa\u00addas e dis\u00adso re\u00adsul\u00adtou em sig\u00adni\u00adfi\u00adca\u00adti\u00advo au\u00admen\u00adto da ex\u00adpec\u00adta\u00adti\u00adva de so\u00adbre\u00advi\u00adda do bra\u00adsi\u00adlei\u00adro, o \u00adINSS es\u00adt\u00e1 ul\u00adti\u00adman\u00addo as pro\u00advi\u00add\u00ean\u00adcias pa\u00adra re\u00adver as apo\u00adsen\u00adta\u00addo\u00adria con\u00adce\u00addi\u00addas com Data de In\u00edcio do Benef\u00edcio \u2013 DIB a par\u00adtir de 1.12.2003, pa\u00adra ajus\u00adt\u00e1-lo \u00e0 si\u00adtua\u00ad\u00e7\u00e3o \u00admais van\u00adta\u00adjo\u00adsa pa\u00adra o se\u00adgu\u00adra\u00addo.<\/p>\n<p>13. O re\u00adco\u00adnhe\u00adci\u00admen\u00adto do di\u00adrei\u00adto no\u00adti\u00adcia\u00addo (pa\u00adra aque\u00adles que preen\u00adche\u00adram os re\u00adqui\u00adsi\u00adtos at\u00e9 30.11.2003) tor\u00adna ain\u00adda \u00admais cla\u00adra a afron\u00adta \u00e0 lei e \u00e0 Constitui\u00e7\u00e3o federal, nos ter\u00admos j\u00e1 apon\u00adta\u00addos. Com efei\u00adto, ci\u00adda\u00add\u00e3os, que, por exem\u00adplo, te\u00adnham sua si\u00adtua\u00ad\u00e7\u00e3o se\u00adpa\u00adra\u00adda por um \u00fani\u00adco dia (ida\u00adde e tem\u00adpo de con\u00adtri\u00adbui\u00ad\u00e7\u00e3o), re\u00adce\u00adbe\u00adr\u00e3o be\u00adne\u00adf\u00ed\u00adcios com di\u00adfe\u00adren\u00ad\u00e7as sig\u00adni\u00adfi\u00adca\u00adti\u00advas em de\u00adcor\u00adr\u00ean\u00adcia da lei\u00adtu\u00adra equi\u00advo\u00adca\u00adda que a Administra\u00e7\u00e3o faz dos n\u00fa\u00adme\u00adros apre\u00adsen\u00adta\u00addos pe\u00adlo IB\u00adGE.<\/p>\n<p>14. Vejamos, a t\u00ed\u00adtu\u00adlo de ilus\u00adtra\u00ad\u00e7\u00e3o, um ca\u00adso sim\u00adples: \u00addois se\u00adgu\u00adra\u00addos que te\u00adnham se fi\u00adlia\u00addo ao \u00adRGPS am\u00adbos com de\u00adzoi\u00adto \u00adanos e na mes\u00adma da\u00adta, e que con\u00adtas\u00adsem com 57 \u00adanos de ida\u00adde e 3000 \u00adanos de con\u00adtri\u00adbui\u00ad\u00e7\u00e3o em no\u00advem\u00adbro de 2003. Aplicando-se a T\u00e1bua Completa de Mortalidade de 2012, que te\u00adria si\u00addo pu\u00adbli\u00adca\u00adda no pri\u00admei\u00adro dia de de\u00adzem\u00adbro de 2012 e es\u00adta\u00adria en\u00adt\u00e3o em vi\u00adgor, o fa\u00adtor pre\u00advi\u00adden\u00adci\u00e1\u00adrio a ser apli\u00adca\u00addo aos \u00addois na\u00adque\u00adla da\u00adta se\u00adria pra\u00adti\u00adca\u00admen\u00adte neu\u00adtro (\u00adigual a 1,0171, na rea\u00adli\u00adda\u00adde), e os \u00addois te\u00adriam igual\u00admen\u00adte di\u00adrei\u00adto \u00e0 apo\u00adsen\u00adta\u00addo\u00adria in\u00adte\u00adgral na\u00adque\u00adla da\u00adta.<\/p>\n<p>15. Continuando o exem\u00adplo aci\u00adma, um dos \u00addois se\u00adgu\u00adra\u00addos (que cha\u00adma\u00adre\u00admos do\u00adra\u00advan\u00adte de A) re\u00adsol\u00adve so\u00adli\u00adci\u00adtar sua apo\u00adsen\u00adta\u00addo\u00adria na\u00adque\u00adle m\u00eas e ela lhe \u00e9 con\u00adce\u00addi\u00adda, com va\u00adlor in\u00adte\u00adgral. O ou\u00adtro (que cha\u00adma\u00adre\u00admos de B) re\u00adsol\u00adve dei\u00adxar pa\u00adra se apo\u00adsen\u00adtar no ano se\u00adguin\u00adte, quan\u00addo com\u00adple\u00adta\u00adria 58 \u00adanos de ida\u00adde e 40 de con\u00adtri\u00adbui\u00ad\u00e7\u00e3o ao \u00adRGPS, con\u00adfia\u00addo em que, co\u00admo diz a con\u00adsul\u00adto\u00adria ju\u00adr\u00ed\u00addi\u00adca do go\u00adver\u00adno, al\u00e9m dos pa\u00adr\u00e2\u00adme\u00adtros aci\u00adma enu\u00adme\u00adra\u00addos o fa\u00adtor pre\u00advi\u00adden\u00adci\u00e1\u00adrio in\u00adclui um adi\u00adcio\u00adnal pa\u00adra os se\u00adgu\u00adra\u00addos de acor\u00addo com a per\u00adma\u00adn\u00ean\u00adcia em ati\u00advi\u00adda\u00adde, ou se\u00adja, o se\u00adgu\u00adra\u00addo que fi\u00adcar \u00admais tem\u00adpo no Regime Geral ir\u00e1 re\u00adce\u00adber um adi\u00adcio\u00adnal que se\u00adr\u00e1 tan\u00adto \u00admaior quan\u00adto \u00admaior o tem\u00adpo que ele te\u00adnha fi\u00adca\u00addo no sis\u00adte\u00adma. <\/p>\n<p>16. No en\u00adtan\u00adto, pa\u00adra es\u00adtu\u00adpe\u00adfa\u00ad\u00e7\u00e3o de B, no ano se\u00adguin\u00adte, ao in\u00adv\u00e9s de re\u00adce\u00adber um b\u00f4\u00adnus pe\u00adla per\u00adma\u00adn\u00ean\u00adcia du\u00adran\u00adte \u00admais tem\u00adpo no \u00adRGPS, o que acon\u00adte\u00adce \u00e9 que, co\u00admo a T\u00e1bua Completa de Mortalidade te\u00adve al\u00adte\u00adra\u00adda a sua me\u00adto\u00addo\u00adlo\u00adgia de c\u00e1l\u00adcu\u00adlo da ex\u00adpec\u00adta\u00adti\u00adva de so\u00adbre\u00advi\u00adda, o seu fa\u00adtor pre\u00advi\u00adden\u00adci\u00e1\u00adrio se\u00adr\u00e1 \u00adigual a 0,000648, e o va\u00adlor do seu be\u00adne\u00adf\u00ed\u00adcio de apo\u00adsen\u00adta\u00addo\u00adria se\u00adr\u00e1 re\u00addu\u00adzi\u00addo nes\u00adsa mes\u00adma pro\u00adpor\u00ad\u00e7\u00e3o.<\/p>\n<p>17. Em con\u00adclu\u00ads\u00e3o: no exem\u00adplo que vi\u00admos de\u00adsen\u00advol\u00adven\u00addo, B, que fi\u00adcou \u00admais tem\u00adpo con\u00adtri\u00adbuin\u00addo ao \u00adRGPS, te\u00adr\u00e1 um be\u00adne\u00adf\u00ed\u00adcio-de-apo\u00adsen\u00adta\u00addo\u00adria me\u00adnor do que A, que se apo\u00adsen\u00adtou um \u00adanos an\u00adtes e, por\u00adtan\u00adto, con\u00adtri\u00adbuiu a me\u00adnos du\u00adran\u00adte 12 me\u00adses, em\u00adbo\u00adra te\u00adnham am\u00adbos par\u00adti\u00addo de uma si\u00adtua\u00ad\u00e7\u00e3o ab\u00adso\u00adlu\u00adta\u00admen\u00adte \u00adigual em to\u00addos os de\u00admais as\u00adpec\u00adtos.<\/p>\n<p>18. Portanto, pa\u00adre\u00adce-nos ser evi\u00adden\u00adte a que\u00adbra de iso\u00adno\u00admia que o uso ina\u00adde\u00adqua\u00addo da apli\u00adca\u00ad\u00e7\u00e3o de da\u00addos de uma t\u00e1\u00adbua de mor\u00adta\u00adli\u00adda\u00adde, com me\u00adto\u00addo\u00adlo\u00adgia al\u00adte\u00adra\u00adda sem cor\u00adres\u00adpon\u00add\u00ean\u00adcia com a ne\u00adces\u00adsi\u00adda\u00adde de aten\u00adder ao equi\u00adl\u00ed\u00adbrio atua\u00adrial, mas por ra\u00adz\u00f5es ou\u00adtras, ao c\u00e1l\u00adcu\u00adlo do fa\u00adtor pre\u00advi\u00adden\u00adci\u00e1\u00adrio.<\/p>\n<p>1000. O se\u00adgun\u00addo pro\u00adble\u00adma apon\u00adta\u00addo vio\u00adla, \u00adal\u00e9m do prin\u00adc\u00ed\u00adpio da pro\u00adpor\u00adcio\u00adna\u00adli\u00adda\u00adde e ra\u00adzoa\u00adbi\u00adli\u00adda\u00adde, tam\u00adb\u00e9m o pr\u00f3\u00adprio pro\u00adces\u00adso le\u00adgis\u00adla\u00adti\u00advo e di\u00adrei\u00adtos ad\u00adqui\u00adri\u00addos, uma vez que, quan\u00addo da pu\u00adbli\u00adca\u00ad\u00e7\u00e3o da Lei n\u00ba 000.876\/000000, com os da\u00addos en\u00adt\u00e3o dis\u00adpo\u00adn\u00ed\u00adveis, o fa\u00adtor pre\u00advi\u00adden\u00adci\u00e1\u00adrio se\u00adria neu\u00adtro, ou se\u00adja, \u00adigual a 1 pa\u00adra a ida\u00adde de 5000 \u00adanos e tem\u00adpo de con\u00adtri\u00adbui\u00ad\u00e7\u00e3o de 35 \u00adanos. Foram exa\u00adta\u00admen\u00adte es\u00adtes pa\u00adr\u00e2\u00adme\u00adtros que ga\u00adran\u00adti\u00adram a apro\u00adva\u00ad\u00e7\u00e3o do re\u00adfe\u00adri\u00addo fa\u00adtor de equi\u00adl\u00ed\u00adbrio atua\u00adrial, o que se tor\u00adna le\u00adtra mor\u00adta pe\u00adla in\u00adser\u00ad\u00e7\u00e3o de no\u00advos da\u00addos pre\u00adt\u00e9\u00adri\u00adtos \u00e0 apro\u00adva\u00ad\u00e7\u00e3o da pr\u00f3\u00adpria lei. <\/p>\n<p>20. A in\u00adtro\u00addu\u00ad\u00e7\u00e3o do fa\u00adtor pre\u00advi\u00adden\u00adci\u00e1\u00adrio no c\u00e1l\u00adcu\u00adlo das apo\u00adsen\u00adta\u00addo\u00adrias ti\u00adnha uma \u00fani\u00adca fi\u00adna\u00adli\u00adda\u00adde: ga\u00adran\u00adtir o equi\u00adl\u00ed\u00adbrio atua\u00adrial da Previd\u00eancia, \u00adpois \u00e9 ine\u00adg\u00e1\u00advel que o usu\u00e1\u00adrio tem di\u00adrei\u00adto ad\u00adqui\u00adri\u00addo a es\u00adse equi\u00adl\u00ed\u00adbrio.<\/p>\n<p>21. Ora, at\u00e9 a edi\u00ad\u00e7\u00e3o da no\u00adva t\u00e1\u00adbua, em 2003, ti\u00adnha-se por as\u00adsen\u00adte que o equi\u00adl\u00ed\u00adbrio atua\u00adrial es\u00adta\u00adva ga\u00adran\u00adti\u00addo com a t\u00e1\u00adbua at\u00e9 en\u00adt\u00e3o vi\u00adgen\u00adte. <\/p>\n<p>22. H\u00e1, por\u00adtan\u00adto, o fe\u00adri\u00admen\u00adto de di\u00adrei\u00adtos ad\u00adqui\u00adri\u00addos quan\u00addo o \u00adINSS pre\u00adten\u00adde que a no\u00adva t\u00e1\u00adbua se\u00adja uti\u00adli\u00adza\u00adda pa\u00adra os c\u00e1l\u00adcu\u00adlos de si\u00adtua\u00ad\u00e7\u00f5es an\u00adte\u00adrio\u00adres \u00e0 sua edi\u00ad\u00e7\u00e3o, des\u00adco\u00adnhe\u00adcen\u00addo que h\u00e1 ni\u00adti\u00adda\u00admen\u00adte \u00addois pe\u00adr\u00edo\u00addos e que o se\u00adgu\u00adra\u00addo tem o di\u00adrei\u00adto ad\u00adqui\u00adri\u00addo a fa\u00adzer os c\u00e1l\u00adcu\u00adlos em con\u00adfor\u00admi\u00adda\u00adde com as re\u00adgras que vi\u00adgo\u00adra\u00advam em ca\u00adda um de\u00adles.<\/p>\n<p>23. Veja-se o ca\u00adso da Forluz \u2013 Fundo Previdenci\u00e1rio da CEMIG \u2013 Companhia de Energia El\u00e9trica de Minas Gerais, que re\u00adcen\u00adte\u00admen\u00adte de\u00adci\u00addiu al\u00adte\u00adrar a t\u00e1\u00adbua de mor\u00adta\u00adli\u00adda\u00adde em que se ba\u00adsea\u00adva, pas\u00adsan\u00addo da AT-4000 pa\u00adra a AT-83, ou se\u00adja, de uma t\u00e1\u00adbua ela\u00adbo\u00adra\u00adda com da\u00addos do ano de 10004000 pa\u00adra ou\u00adtra com da\u00addos do ano de 100083.<\/p>\n<p>24. Sobre is\u00adso, es\u00adcla\u00adre\u00adce Jos\u00e9 Ribeiro Pena Neto, diretor de seguridade da Forluz, em ar\u00adti\u00adgo es\u00adtam\u00adpa\u00addo em pu\u00adbli\u00adca\u00ad\u00e7\u00e3o da\u00adque\u00adla Funda\u00e7\u00e3o:<\/p>\n<p>Passamos a uti\u00adli\u00adzar a t\u00e1\u00adbua AT-83, em lu\u00adgar da AT-4000, com im\u00adplan\u00adta\u00ad\u00e7\u00e3o gra\u00addual pre\u00advis\u00adta pa\u00adra acon\u00adte\u00adcer em, no m\u00e1\u00adxi\u00admo, 10 \u00adanos. (&#8230;)<\/p>\n<p>A di\u00adre\u00adto\u00adria da Forluz, cien\u00adte de que a al\u00adte\u00adra\u00ad\u00e7\u00e3o da t\u00e1\u00adbua no Plano B tem um im\u00adpac\u00adto di\u00adre\u00adto e ime\u00addia\u00adto no va\u00adlor do be\u00adne\u00adf\u00ed\u00adcio, pro\u00adcu\u00adrou uma al\u00adter\u00adna\u00adti\u00adva de n\u00e3o fa\u00adz\u00ea-la brus\u00adca\u00admen\u00adte, ou se\u00adja, de for\u00adma di\u00adfe\u00adren\u00adte do que fez, por exem\u00adplo, o \u00adINSS em 2003.<\/p>\n<p>Com o res\u00adpal\u00addo dos atu\u00e1\u00adrios ex\u00adter\u00adnos, pro\u00adp\u00f4s-se a cria\u00ad\u00e7\u00e3o de \u00adduas con\u00adtas de apo\u00adsen\u00adta\u00addo\u00adria por par\u00adti\u00adci\u00adpan\u00adte. Uma se\u00adria cons\u00adti\u00adtu\u00ed\u00adda com os re\u00adcur\u00adsos de\u00adpo\u00adsi\u00adta\u00addos at\u00e9 a da\u00adta da tran\u00adsi\u00ad\u00e7\u00e3o e ou\u00adtra com os va\u00adlo\u00adres apor\u00adta\u00addos \u00adap\u00f3s es\u00adsa da\u00adta. No mo\u00admen\u00adto de con\u00adces\u00ads\u00e3o do be\u00adne\u00adf\u00ed\u00adcio, a pri\u00admei\u00adra con\u00adta se\u00adria con\u00adver\u00adti\u00adda usan\u00addo a t\u00e1\u00adbua AT-4000 e a segunda com a t\u00e1\u00adbua AT-83.<\/p>\n<p>25. V\u00ea-se, por\u00adtan\u00adto, de que cui\u00adda\u00addos se cer\u00adcou a Forluz pa\u00adra as\u00adse\u00adgu\u00adrar o n\u00e3o-fe\u00adri\u00admen\u00adto dos di\u00adrei\u00adtos ad\u00adqui\u00adri\u00addos de \u00adseus as\u00adso\u00adcia\u00addos: um pe\u00adr\u00edo\u00addo de tran\u00adsi\u00ad\u00e7\u00e3o e a es\u00adti\u00adpu\u00adla\u00ad\u00e7\u00e3o da se\u00adpa\u00adra\u00ad\u00e7\u00e3o das con\u00adtas de de\u00adp\u00f3\u00adsi\u00adtos con\u00adfor\u00adme a t\u00e1\u00adbua de mor\u00adta\u00adli\u00adda\u00adde uti\u00adli\u00adza\u00adda.<\/p>\n<p>26. Observe-se que es\u00adsa de\u00adci\u00ads\u00e3o te\u00adve o \u00adapoio dos atu\u00e1\u00adrios ex\u00adter\u00adnos, que en\u00adten\u00adde\u00adram que as\u00adsim es\u00adta\u00adva as\u00adse\u00adgu\u00adra\u00addo o equi\u00adl\u00ed\u00adbrio atua\u00adrial, e foi re\u00adfe\u00adren\u00adda\u00adda pe\u00adla Secretaria de Previd\u00eancia Complementar \u2013 SPC.<\/p>\n<p>27. A par\u00adtir des\u00adse exem\u00adplo con\u00adcre\u00adto, fi\u00adca vi\u00ads\u00ed\u00advel o equ\u00ed\u00advo\u00adco em que in\u00adcor\u00adre o \u00adINSS, ao ado\u00adtar, sem ne\u00adnhum pe\u00adr\u00edo\u00addo de tran\u00adsi\u00ad\u00e7\u00e3o e, por\u00adtan\u00adto, sem ne\u00adnhu\u00adma preo\u00adcu\u00adpa\u00ad\u00e7\u00e3o com o di\u00adrei\u00adto ad\u00adqui\u00adri\u00addo dos usu\u00e1\u00adrios ao equi\u00adl\u00ed\u00adbrio atua\u00adrial an\u00adte\u00adrior\u00admen\u00adte exis\u00adten\u00adte, ino\u00adpi\u00adna\u00adda\u00admen\u00adte, uma va\u00adria\u00ad\u00e7\u00e3o nas con\u00addi\u00ad\u00e7\u00f5es de vi\u00adda das \u00adduas \u00fal\u00adti\u00admas d\u00e9\u00adca\u00addas e n\u00e3o ape\u00adnas de um exer\u00adc\u00ed\u00adcio.<\/p>\n<p>28. Da\u00ed a de\u00adcor\u00adr\u00ean\u00adcia na\u00adtu\u00adral de que se\u00adria ne\u00adces\u00ads\u00e1\u00adrio, em pri\u00admei\u00adro lu\u00adgar, um pe\u00adr\u00edo\u00addo de tran\u00adsi\u00ad\u00e7\u00e3o em que es\u00adses acr\u00e9s\u00adci\u00admos na ex\u00adpec\u00adta\u00adti\u00adva de so\u00adbre\u00advi\u00adda fos\u00adsem in\u00adtro\u00addu\u00adzi\u00addos pau\u00adla\u00adti\u00adna\u00admen\u00adte no fa\u00adtor pre\u00advi\u00adden\u00adci\u00e1\u00adrio; e, se\u00adgun\u00addo, se\u00adpa\u00adrar os \u00addois pe\u00adr\u00edo\u00addos e \u00adcriar con\u00adtas de de\u00adp\u00f3\u00adsi\u00adtos di\u00adfe\u00adren\u00adtes pa\u00adra ca\u00adda um de\u00adles, que se\u00adriam pro\u00adces\u00adsa\u00addas, ao fi\u00adnal, le\u00advan\u00addo-se em con\u00adsi\u00adde\u00adra\u00ad\u00e7\u00e3o a t\u00e1\u00adbua de mor\u00adta\u00adli\u00adda\u00adde exis\u00adten\u00adte na res\u00adpec\u00adti\u00advo pe\u00adr\u00edo\u00addo em que os de\u00adp\u00f3\u00adsi\u00adtos fo\u00adram fei\u00adtos em ca\u00adda con\u00adta, co\u00admo fez a Forluz, le\u00advan\u00addo em con\u00adta, ex\u00adpres\u00adsa\u00admen\u00adte, a ne\u00adces\u00adsi\u00adda\u00adde de cor\u00adri\u00adgir o er\u00adro co\u00adme\u00adti\u00addo pe\u00adlo \u00adINSS em re\u00adla\u00ad\u00e7\u00e3o aos se\u00adgu\u00adra\u00addos des\u00adte \u00fal\u00adti\u00admo. <\/p>\n<p>2000. Por to\u00addas es\u00adsas ra\u00adz\u00f5es de\u00adve res\u00adtar afas\u00adta\u00adda (ou ajus\u00adta\u00adda) a apli\u00adca\u00ad\u00e7\u00e3o da no\u00adva t\u00e1\u00adbua de mor\u00adta\u00adli\u00adda\u00adde, cal\u00adcu\u00adla\u00adda pe\u00adlo IB\u00adGE, re\u00advi\u00adsan\u00addo-se, por con\u00adse\u00adq\u00fc\u00ean\u00adcia, o be\u00adne\u00adf\u00ed\u00adcio de apo\u00adsen\u00adta\u00addo\u00adria con\u00adce\u00addi\u00addo ao autor eis que pa\u00adra o seu c\u00e1l\u00adcu\u00adlo le\u00advou-se em con\u00adta a t\u00e1\u00adbua com\u00adple\u00adta de mor\u00adta\u00adli\u00adda\u00adde pu\u00adbli\u00adca\u00adda em 12\/2003, o que lhe acar\u00adre\u00adtou as per\u00addas aci\u00adma men\u00adcio\u00adna\u00addas.<\/p>\n<p>III \u2013 DOS PE\u00adDI\u00adDOS <\/p>\n<p>Diante de to\u00addo o ex\u00adpos\u00adto e pe\u00adlas ra\u00adz\u00f5es adu\u00adzi\u00addas, o autor re\u00adquer:<\/p>\n<p>I \u2013 A ci\u00adta\u00ad\u00e7\u00e3o do Instituto Nacional do Seguro Social \u2013 INSS, na pes\u00adsoa de seu re\u00adpre\u00adsen\u00adtan\u00adte le\u00adgal, pa\u00adra res\u00adpon\u00adder \u00e0 pre\u00adsen\u00adte \u00ada\u00e7\u00e3o, sob pe\u00adna de re\u00adve\u00adlia.<\/p>\n<p>II \u2013 A pro\u00adce\u00add\u00ean\u00adcia da \u00ada\u00e7\u00e3o pa\u00adra con\u00adde\u00adnar o \u00adINSS a pro\u00adce\u00adder a revis\u00e3o do benef\u00edcio previdenci\u00e1rio do au\u00adtor me\u00addian\u00adte uma das al\u00adter\u00adna\u00adti\u00advas apre\u00adsen\u00adta\u00addas a se\u00adguir:<\/p>\n<p>1) a uti\u00adli\u00adza\u00ad\u00e7\u00e3o da t\u00e1\u00adbua de mor\u00adta\u00adli\u00adda\u00adde pu\u00adbli\u00adca\u00adda no exer\u00adc\u00ed\u00adcio de 2012, a \u00adqual (em\u00adbo\u00adra se re\u00adfi\u00adra a da\u00addos de 2012) fo\u00adra apli\u00adca\u00adda pa\u00adra o c\u00e1l\u00adcu\u00adlo do fa\u00adtor pre\u00advi\u00adden\u00adci\u00e1\u00adrio at\u00e9 o fi\u00adnal do exer\u00adc\u00ed\u00adcio de 2003 \u2013 DA\u00adTA EM QUE J\u00c1 ES\u00adTA\u00adVAM PREEN\u00adCHI\u00adDOS TO\u00adDOS OS RE\u00adQUI\u00adSI\u00adTOS PA\u00adRA A APO\u00adSEN\u00adTA\u00adDO\u00adRIA DO AU\u00adTOR \u2013, pa\u00adra o c\u00e1l\u00adcu\u00adlo do re\u00adfe\u00adri\u00addo fa\u00adtor;<\/p>\n<p>2) a uti\u00adli\u00adza\u00ad\u00e7\u00e3o da t\u00e1\u00adbua de mor\u00adta\u00adlidade pu\u00adbli\u00adca\u00adda no exer\u00adc\u00ed\u00adcio de 2012, adi\u00adcio\u00adna\u00adda ape\u00adnas das va\u00adria\u00ad\u00e7\u00f5es per\u00adcen\u00adtuais m\u00e9\u00addias que se vi\u00adnham ve\u00adri\u00adfi\u00adcan\u00addo nos \u00fal\u00adti\u00admos exer\u00adc\u00ed\u00adcios, pa\u00adra o c\u00e1l\u00adcu\u00adlo do fa\u00adtor pre\u00advi\u00adden\u00adci\u00e1\u00adrio; <\/p>\n<p>Ou:<\/p>\n<p>3) a uti\u00adli\u00adza\u00ad\u00e7\u00e3o da t\u00e1\u00adbua de mor\u00adta\u00adli\u00adda\u00adde pu\u00adbli\u00adca\u00adda no exer\u00adc\u00ed\u00adcio de 2003 (re\u00adla\u00adti\u00adva ao exer\u00adc\u00ed\u00adcio de 2012), des\u00adde que ajus\u00adta\u00adda pa\u00adra con\u00adtem\u00adplar, ape\u00adnas, as al\u00adte\u00adra\u00ad\u00e7\u00f5es de ex\u00adpec\u00adta\u00adti\u00adva de vi\u00adda ocor\u00adri\u00addas en\u00adtre os exer\u00adc\u00ed\u00adcios de 2012 e 2012, pa\u00adra o c\u00e1l\u00adcu\u00adlo do fa\u00adtor pre\u00advi\u00adden\u00adci\u00e1\u00adrio.<\/p>\n<p>III \u2013 A con\u00adde\u00adna\u00ad\u00e7\u00e3o do \u00adINSS a pro\u00admo\u00adver os acer\u00adtos fi\u00adnan\u00adcei\u00adros pre\u00adt\u00e9\u00adri\u00adtos de\u00adcor\u00adren\u00adtes das mo\u00addi\u00adfi\u00adca\u00ad\u00e7\u00f5es plei\u00adtea\u00addas na pre\u00adsen\u00adte a\u00e7\u00e3o.<\/p>\n<p>Protesta por to\u00addos os \u00admeios de pro\u00adva ad\u00admi\u00adti\u00addos em di\u00adrei\u00adto, em es\u00adpe\u00adcial pe\u00adla jun\u00adta\u00adda de no\u00advos do\u00adcu\u00admen\u00adtos.<\/p>\n<p>D\u00e1-se \u00e0 cau\u00adsa o va\u00adlor de R$ ___________________<\/p>\n<p>N. Termos,<\/p>\n<p>P. E. de\u00adfe\u00adri\u00admen\u00adto. <\/p>\n<p>_____________, _____\/________\/ 200__<\/p>\n<p>__________________________________<\/p>\n<p>Adv.<\/p>\n<p>1 f =  Tc \u00e6 a \u00e6 [1+ (Id + Tc \u00e6 a)], on\u00adde:<\/p>\n<p><sub>       <\/sub><sup>   _____             _________ <\/sup><\/p>\n<p>             <sup>Es                     100<\/sup><\/p>\n<p>f = fa\u00adtor pre\u00advi\u00adden\u00adci\u00e1\u00adrio;<\/p>\n<p>Es = ex\u00adpec\u00adta\u00adti\u00adva de so\u00adbre\u00advi\u00adda no mo\u00admen\u00adto da apo\u00adsen\u00adta\u00addo\u00adria;<\/p>\n<p>Tc = tem\u00adpo de con\u00adtri\u00adbui\u00ad\u00e7\u00e3o at\u00e9 o mo\u00admen\u00adto da apo\u00adsen\u00adta\u00addo\u00adria;<\/p>\n<p>Id = ida\u00adde no mo\u00admen\u00adto da apo\u00adsen\u00adta\u00addo\u00adria;<\/p>\n<p>a = al\u00ed\u00adquo\u00adta de con\u00adtri\u00adbui\u00ad\u00e7\u00e3o cor\u00adres\u00adpon\u00adden\u00adte a 0,31.<\/p>\n","protected":false},"featured_media":0,"parent":0,"menu_order":0,"template":"","meta":{"content-type":""},"categoria-modelo":[154],"class_list":["post-2976668","modelos-de-peticao","type-modelos-de-peticao","status-publish","hentry","categoria-modelo-previdenciario"],"_links":{"self":[{"href":"https:\/\/easyjur.com\/blog\/wp-json\/wp\/v2\/modelos-de-peticao\/2976668","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/easyjur.com\/blog\/wp-json\/wp\/v2\/modelos-de-peticao"}],"about":[{"href":"https:\/\/easyjur.com\/blog\/wp-json\/wp\/v2\/types\/modelos-de-peticao"}],"wp:attachment":[{"href":"https:\/\/easyjur.com\/blog\/wp-json\/wp\/v2\/media?parent=2976668"}],"wp:term":[{"taxonomy":"categoria-modelo","embeddable":true,"href":"https:\/\/easyjur.com\/blog\/wp-json\/wp\/v2\/categoria-modelo?post=2976668"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}